The ABCs and D of Medicare


Medicare Part A (Hospital/Inpatient Coverage) is the entitlement you and/or your spouse earned when you worked and paid into Social Security. If you are drawing Social Security or Railroad Retirement, you will be automatically enrolled when you turn 65.

If you are NOT drawing Social Security or Railroad Retirement, you should contact the local Social Security office 3 months prior to your 65th birthday to activate your Medicare coverage.


Medicare Part B  (Physician/Outpatient Coverage) is offered to you when you receive Medicare Part A.   The 2019 standard premium is $135.50.

Call us for more information about extra help to pay your Part B premium, and about enrolling in Part B.


Medicare Part C  (Advantage Plans)  allows private companies to offer plans that expand the coverage of original Medicare.

Call us to help you choose the plan that fits you best. 


Medicare Part D (Prescription Coverage) is insurance that helps to cover the cost of medications.

We will explain how these plans work for you, help you apply for extra help with medications, and enroll.


Medicare Supplements are insurance policies sold by private companies to cover the deductibles and co-pays in original Medicare.

Call us for additional information on Medicare Supplements, pricing and coverage.